Coverage Fundamentals

What is loss-of-use coverage in homeowners insurance? Learn what it covers, who needs it, and how it helps Florida homeowners during disasters.

Learn the key difference between HO3 and HO6 homeowners insurance policies, what they cover, and which is right for your homeownership situation.

Choose insurance deductible options to best balance your costs and coverage. We can help with your home, renters, auto, boat, & commercial property needs.

The Windward Insurance Agency answers the top 10 questions Florida homeowners, renters, drivers, and boaters ask about protecting their belongings.

Protect your most precious belongings with the right insurance. Let our experts guide you toward the best personal property coverage options.

We demystify the jargon you may hear as you shop for homeowners, condo, or renters insurance in Florida. Because the more you understand, the better.

We provide everything you need to create a home inventory (including templates) to help identify the value of your personal property.